.headers { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 17px; font-weight: bold; color: black}
.main { font-family: times, times new roman, serif; font-size: 14px; color: black}
.leftcolumn {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px; color: #FFFFFF; font-weight: normal; text-decoration: none}
.rightcolumn { color: #FFFFFF; text-decoration: none; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal}
.leftcolumn a:link {  color: #FFFFFF; text-decoration: none; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px; font-weight: bold}
.leftcolumn a:visited {  color: #FFFFFF; text-decoration: none; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px; font-weight: bold}
.leftcolumn a:hover {  color: #0099FF; text-decoration: none; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px; font-weight: bold}
.leftcolumn a:active {  color: #FFFF33; text-decoration: none; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px; font-weight: bold}
a:link {  color: blue; text-decoration: underline; font-weight: bold}
a:visited {  color: purple; text-decoration: underline; font-weight: bold}
a:hover {  color: #00CC00; text-decoration: underline; font-weight: bold}
a:active {  color: #0099FF; text-decoration: underline; font-weight: bold}
.rightcolumn a:link {  color: #FFFFFF; text-decoration: none; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal}
.rightcolumn a:visited {  color: #FFFFFF; text-decoration: none; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal}
.rightcolumn a:hover {  color: #0099FF; text-decoration: none; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal}
.rightcolumn a:active {  color: #FFFF33; text-decoration: none; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal}
.copy {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 14px; font-weight: normal; color: #FFFFFF}
.smallcopy { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 13px; font-weight: normal; color: #FFFFFF; text-decoration: none}
.smallercopy { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 9px; font-weight: normal; color: #000000 }
.smallergray { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 9px; font-weight: normal; color: #FFFFFF}
.overallmargins {margin-left:10px;margin-right:10px;margin-top:15px;margin-bottom:15px;}